Insurance Resources for Pet Owners

Written by:
Some insurance companies will not provide homeowners coverage to people with certain dog breeds or breed mixes they deem dangerous. Bull terriers, American pit bull terriers, American Staffordshire terriers, presas canaries, rottweilers, Doberman pinschers, Akitas, and chow chows are a few breeds commonly discriminated against by insurance companies. Finding coverage for owners of these dogs can be a challenge. Here are a few resources for finding dog-friendly coverage:

<b>Insurance Resources for Pet Owners</b>

* Contact the insurance commissioner in your state for a list of all insurance companies doing business in the state and for any other information that may be helpful to dog owners looking for insurance. Let the insurance commissioner know if you have been discriminated against by an insurance company because of your dog and ask what can be done about this practice.
* The Insurance Information Institute has information on homeowners insurance and dogs. Go to www.iii.org
* The Humane Society of the United States (www.hsus.org) and American Society for the Prevention of Cruelty to Animals (www.aspca.org) can provide information about insurance discrimination practices.
* The American Dog Owners Association, Inc. provides information on pending dog legislation throughout the country, including insurance legislation. Go to www.adca.org
* Contact the American Kennel Club for information on insurers and their policies regarding dog breeds.
* Contact the breed clubs and breed rescues groups that work with your breed of dog. Ask them to suggest ways to find breed friendly insurance coverage.
* Investigate company policies, as well as general industry information, on insurance comparison Web sites such as www.insure.com, or www.insweb.com.
* Talk to your friends, neighbors, and others with dogs, especially with your breed of dog, about the type of insurance they have and ask if they had any difficulties obtaining it.

If you enjoyed this article please take a look at our Pet Tips and Information Archive.

Discuss Insurance Resources for Pet Owners on Facebook